New figures show that over a million of the UK’s workforce (6%) believe that they will never be able to retire, while some 17.1 million (44%) think they will definitely be working past the State Retirement Age (SRA) and over a fifth (22%) are unsure how long their retirement savings will last. The latest […]

After years of delay, the Government has published its plans on how they will help cap the amount of money you will pay should you go into care. And while the proposals (which are for England only) have attracted plenty of negative comment, they do at least enable people to put in place plans on […]

Does inflation matter to one’s retirement plans? Richard Collinson “reads the runes” on what might lie ahead…and how we can make sure our plans stay on course. It seems like a long time ago that inflation was a concern to the economy. Since topping out at 4.46% in 2011, it’s been bumping along at just […]

While the focus on inequality within society often looks at those late in life, a new report sheds light on problems looming for the generation heading towards retirement – not least serious levels of ageism at work According to a new report from the Centre for Ageing Better, “Boom and Bust”, people in their 50s […]

If you’re “asset rich and cash poor”, you might well be tempted to consider releasing capital during retirement by moving. But while it can work for many people, it’s a route that needs to be carefully calculated first, writes Tony Watts OBE. It will come as no surprise that, for a large chunk of the […]

When people move home, only around one in 25 actually remember to tell their pension providers their new address… which might explain why there are now £19.4 billion worth of pensions pots waiting to be reclaimed – averaging £13,000 each. By Tony Watts OBE Sunday October 31 marks a new event in the financial calendar: […]

Research shows cost of a comfortable retirement soars in last 12 months to £50,000 a year for a couple Exactly how much do you think you need to retire comfortably? There’s no need to wear out your calculator batteries finding out, as the latest UK Retirement Living Standards have just been published by the Pensions […]

Discrimination stalks the land in many forms; and it’s not just gender, orientation, faith or ethnicity that routinely negatively impacts different minorities… but a condition that will (eventually) affect almost every one of us. Our age. By Tony Watts OBE Plan to work late? Even if you need to carry on earning a crust into […]

One of the lessons learned during the pandemic is that it is perfectly possible for a large swathe of us to work from home. Will this lead to those currently in their 50s and 60s extending their working lives and securing a more comfortable retirement… or negotiating a better work/life balance with their employer? By […]

On current lending trends to homeowners over the age of 55, over half will still be paying their mortgage after their 65th birthday, putting “the dream of retirement under threat” according to one financial commentator. UK Finance, the trade association for the UK banking and financial services sector, says this is the first time the […]