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Warning to higher earners under-saving for retirement

Asset managers Fidelity International have issued a stark warning to self-employed higher-rate taxpayers, as new figures reveal that some 61 per cent of were not contributing to a pension in 2022/23. In addition, it found that almost half (48 per cent) of self-employed additional-rate taxpayers were also not contributing to a pension. This means that, […]

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High earners: act now to maximise your pension tax relief

Financial experts are advising higher earners to move quickly to use their self-assessment tax return to claim back up to four years’ worth unpaid tax relief on pension contributions. It is estimated that millions of higher-rate taxpayers may be missing out on reclaiming valuable pension tax relief — with £1.3bn left unclaimed over five years. […]

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Pension savers will need “health check” to prepare for life after work

After all these years of waiting for a pensions dashboard, will it actually achieve its objectives when it finally does arrive? A new report says that savers will also need a “pensions dashboard health check” to understand the data and make sure they won’t undershoot what they will need. The long-awaited pensions dashboard is (according […]

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Revealed: what employees want most to keep them in their job

So what keeps YOU in your current job? New research has revealed that employers might be missing a simple (and very old fashioned) trick when it comes to retaining their best staff. Years ago, a spanking new company car every couple of years was often seen as the way to hold onto the personnel who […]

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UK workers “overestimate the pay days left until retirement”

How many pay days do YOU left before retirement? Knowing that figure could make a big difference to whether you will be enjoying the retirement you have planned. New research from Aviva has shown that millions of UK workers are overestimating how many pay days they have left until retirement – including large numbers of […]

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How more and more canny consumers are cutting their energy bills

One of the biggest household bills is for the energy we use… but there are ways to cut back the cost without reducing our usage, and a new report shows that more and more consumers are now doing just that. Having wobbled around significantly over the last decade, the average domestic energy bill in the […]

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DB pension surpluses remain at record highs

  There’s positive news this month for members of UK DB pension schemes… and the substantial surplus recorded has spurred discussions regarding how these funds can be used, and who could benefit. New analysis from XPS Group shows that UK DB pension schemes maintained strong funding positions throughout November 2025, relative to long-term targets. Schemes […]

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You can now include all your additional savings, investments and Pension Contributions between now and your retirement, taking into account increasing these Additional Contributions year-on-year and stipulating whether these are one-off or recurring contributions. As always, you can revisit these projections and change them at any time either when your expectations change, or you have real numbers to replace projections already made.

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