Every day seems to see new headlines describing global economic turmoil – not least from across the Atlantic. Now there’s news that a quarter of UK investors have sold at a loss in the past year. Have they acted in haste… or do they know something others don’t? With the markets around the word yo-yoing, and some stocks showing huge falls […]

Have you got a definite day pencilled in for when you “clock on” for the last time? Large numbers of us don’t… and new research shows that many of us can’t see it happening before they are 70. The last few weeks have definitely seen the spotlight trained on how long people expect to carry […]

  Millions of UK adults are heading toward retirement with little more than a hunch to guide them on how much they will need, new research from Standard Life’s “Retirement Voice” report reveals. So what are their top tips to ensure a secure retirement? According to their latest research, one in six of us (16%) […]

Napoleon once described the British as a “nation of shopkeepers”, an implicit criticism of their lack of adventure. What would he say about our attitude towards pension savings? And what will this mean for the Chancellor’s plans to encourage a shift towards higher risk investments? New research from PensionBee reveals that UK savers value stability […]

New research from Aviva reveals a concerning gap between perceived and actual knowledge around pensions in the UK, potentially damaging many people’s retirement finances. So how would you fare if you were asked these questions? The survey of more than 2,000 UK adults uncovered widespread confusion about the basics of pension planning: 53% of Brits […]

The Government has unveiled reforms to combine small pension pots which, they say, will “make working people better off”. But what will it mean in practice? And will savers have a say in where their pensions go? One of the complications generated by automatic enrolment is that millions of extra small pension pots are being generated […]

Median pensioner incomes have fallen to their lowest level since before the pandemic – and appear to have effectively stalled over the last decade. Pension sector leaders are raising concerns about the future retirement prospects of a large swathe of the UK public following statistics that show pensioner incomes stagnating, and becoming increasingly reliant on State […]

The latest figures on annuities show returns at their highest levels since the financial crisis – and annuity sales have surged in response. But industry experts warn that caution is still needed before making what is an irreversible decision, and offer these five tips to help you make the right decision. It might be a […]

This April marks 10 years since the introduction of “pension freedoms” by the then Coalition government and launching a retirement revolution that has transformed the UK market. So what have been the big changes in how we fund our retirement… and what might be in store? Chancellor George Osborne’s 2014 Budget certainly grabbed the headlines […]

There can’t be many better sure-fire investments than plugging gaps in your National Insurance record – and the countdown is now on for anyone who has gaps going right back to 2006 Here’s an interesting stat. Just over half of the people currently receiving the new state pension receive the full amount, according to research […]