The latest figures on annuities show returns at their highest levels since the financial crisis – and annuity sales have surged in response. But industry experts warn that caution is still needed before making what is an irreversible decision, and offer these five tips to help you make the right decision. It might be a […]

This April marks 10 years since the introduction of “pension freedoms” by the then Coalition government and launching a retirement revolution that has transformed the UK market. So what have been the big changes in how we fund our retirement… and what might be in store? Chancellor George Osborne’s 2014 Budget certainly grabbed the headlines […]

There can’t be many better sure-fire investments than plugging gaps in your National Insurance record – and the countdown is now on for anyone who has gaps going right back to 2006 Here’s an interesting stat. Just over half of the people currently receiving the new state pension receive the full amount, according to research […]

If you’ve got your retirement date fixed firmly in your mind, then you’re in the minority according to new research… which explains why a staggering 70% of professionals currently in work may well be delaying their exit from the world of work. By Tony Watts OBE The findings come from research carried out by from […]

“Failing to actively engage” with pensions during one’s working life could have a “staggering financial impact”, according to a new report from PensionBee, a leading online pension provider. Are you on top of your retirement finances? New research from pension provider Pension Bee suggests that failing to stay right on top of where your savings […]

The UK’s Financial Ombudsman Service predicts it will receive over 37,000 fraud and scams complaints in the coming year – so just how are the crooks targeting today’s savers… and how can we make sure we aren’t scammed? A new report from the Financial Ombudsman says that they are expecting to receive more than 37,000 […]

Just how ethical are tomorrow’s retirees when it comes to where their savings are invested? New research shows that age is a big factor… The decision that savers were traditionally asked to make by advisers was their preferred balance between risk and return.  But here’s a different spin with an old coin: how much longer […]

If, like many of us, you’ve left filing your Self-Assessment to HMRC to the last minute, then it might not be too late to take advantage of these suggestions to boost your pension savings from online pension provider PensionBee. Lisa Picardo, Chief Business Officer UK at PensionBee says: “For many, completing a tax return could unlock unexpected pension benefits. If you’ve […]

Here are the expert tips you need to ensure you enjoy a comfortable retirement New research from Standard Life reveals that one in four (24%) people aged 55 and over have never checked their pension, highlighting how a worrying number of people fast approaching retirement age have not engaged with their finances. Standard’s Life research […]

New research has shown that a huge swathe of older people in the UK are unaware of how the new inheritance tax (IHT) rules that will bring pensions into the scope of inheritance tax (IHT) from April 2027. Two fifths (40%) of UK adults aged 55 or over – the equivalent of 8.5 million people […]