New research from the University of Bath has shown the impact being felt because of the ongoing rise in the State Pension Age – with older workers delaying retirement while younger workers are “holding onto unrealistic early retirement hopes”. Researchers say that some workers could find themselves inadequately prepared for retirement because they are failing […]

A new survey shows that over half of people heading towards retirement still do not have a full grasp of the range of options available in the years ahead. The survey of 1,500 people carried out by Opinium on behalf of HL discovered that –worryingly – less than two fifths of people (39%) of people believe […]

Every day seems to see new headlines describing global economic turmoil – not least from across the Atlantic. Now there’s news that a quarter of UK investors have sold at a loss in the past year. Have they acted in haste… or do they know something others don’t? With the markets around the word yo-yoing, and some stocks showing huge falls […]

New research from Aviva reveals a concerning gap between perceived and actual knowledge around pensions in the UK, potentially damaging many people’s retirement finances. So how would you fare if you were asked these questions? The survey of more than 2,000 UK adults uncovered widespread confusion about the basics of pension planning: 53% of Brits […]

The Government has unveiled reforms to combine small pension pots which, they say, will “make working people better off”. But what will it mean in practice? And will savers have a say in where their pensions go? One of the complications generated by automatic enrolment is that millions of extra small pension pots are being generated […]

This April marks 10 years since the introduction of “pension freedoms” by the then Coalition government and launching a retirement revolution that has transformed the UK market. So what have been the big changes in how we fund our retirement… and what might be in store? Chancellor George Osborne’s 2014 Budget certainly grabbed the headlines […]

“Failing to actively engage” with pensions during one’s working life could have a “staggering financial impact”, according to a new report from PensionBee, a leading online pension provider. Are you on top of your retirement finances? New research from pension provider Pension Bee suggests that failing to stay right on top of where your savings […]

A comprehensive new report looks back at how pensions have evolved over the past 50 years… and looks ahead to what savers and investors should expect in the next decade. The Pensions Policy Institute (PPI) has released “A 50-Year Retrospective”, sponsored by Capita Pension Solutions, to mark its 50th anniversary. As well as analysing how […]

Do you know precisely how much is going into your pension each year, including contributions from your employer and the government? A­ worrying number of people don’t – especially those aged over 55. A new survey carried out by Opinium on behalf of HL has revealed that a large number of people have no idea […]

A new report shows just how few people have set clear financial goals and a budget for their retirement… and the dangers this poses. Many workers have dreams for their retirement, with 87% of workers having clear aspirations for their retirement… including holidays, spending time with family, pursuing hobbies, and spending more time with a […]