There’s positive news this month for members of UK DB pension schemes… and the substantial surplus recorded has spurred discussions regarding how these funds can be used, and who could benefit. New analysis from XPS Group shows that UK DB pension schemes maintained strong funding positions throughout November 2025, relative to long-term targets. Schemes […]

While the “triple lock” annually uprating the State Pension might not currently figure large in your plans to fund your retirement, new figures show that millions of people could face disappointment, or even financial hardship, without it in the future… Of all the political “hot potatoes” currently being juggled by the political parties, few are […]

New data has shown that where we live in the UK can play a big part in how well our financial plans will fare in retirement. The new analysis comes from Hargreaves Lansdown, and is based on the concept of “pension resilience” – this is where you save enough to give you an income that […]

Those currently in receipt of a State Pension will be pleased at the news that the Triple Lock will see their pension payments rise by 4.8% as from April. But for how much longer will the Lock… and indeed, the State Pension in its current form, exist? The State Pension may well be the bedrock […]

The Government claims that millions of workers could see their pensions “increase by up to 60%” as new regulations for “Collective Defined Contribution” (CDC) schemes are set to be laid. But is this realistic? And what are CDCs… and what are the potential advantages and drawbacks? Towards the end of October, the Government issued an […]

If you’ve ever worried about the financial hit that you, or a partner, stand to sustain if a handbag gets lost or stolen… then be prepared to be amazed at their average value First: a little bit of social history. The first recorded users of “handbags”, going back almost two centuries, were actually gentlemen – […]

New research shows that just 34% of people are aware of a tax benefit that could save them thousands… and that figure drops to just 25% among those aged 55 and over New research from Hargreaves Lansdowne, using data taken from a survey of 2,000 people, has shown that only 34% of adults in the […]

Analysis of data released by the Government has highlighted the alarming difference in savings between men and women heading towards retirement – and just how long, on average, these savings will last. The warning comes from interactive investor who say that, according to their analysis of DWP figures, women could run out of money after […]

New research from the University of Bath has shown the impact being felt because of the ongoing rise in the State Pension Age – with older workers delaying retirement while younger workers are “holding onto unrealistic early retirement hopes”. Researchers say that some workers could find themselves inadequately prepared for retirement because they are failing […]

The latest Retirement Living Standards (RLS) stats are out, revealing what incomes and savings retirees will need to enjoy “Moderate” and “Comfortable” standards – and both show modest increases The figures reflect the impact of inflation across many expenditure categories offset by decreases in energy costs, and provide those planning their retirement finances a highly […]