Being on a high income might make you feel financially impregnable to life’s ups and downs. But here’s a timely warning that being “better heeled” can come with some vulnerabilities. The findings come from the HL Savings and Resilience Barometer, which show that: The top fifth of earners don’t just have more debt than any […]

New research from the University of Bath has shown the impact being felt because of the ongoing rise in the State Pension Age – with older workers delaying retirement while younger workers are “holding onto unrealistic early retirement hopes”. Researchers say that some workers could find themselves inadequately prepared for retirement because they are failing […]

Many of us are looking to remain economically active into our 60s and 70s, and the UK urgently needs this labour and skill pool. But are employers doing enough to enable that to happen? By Tony Watts OBE For some time now, a casual observer might conclude that, when it comes to people remaining in […]

A new survey shows that over half of people heading towards retirement still do not have a full grasp of the range of options available in the years ahead. The survey of 1,500 people carried out by Opinium on behalf of HL discovered that –worryingly – less than two fifths of people (39%) of people believe […]

Have you got a definite day pencilled in for when you “clock on” for the last time? Large numbers of us don’t… and new research shows that many of us can’t see it happening before they are 70. The last few weeks have definitely seen the spotlight trained on how long people expect to carry […]

  Millions of UK adults are heading toward retirement with little more than a hunch to guide them on how much they will need, new research from Standard Life’s “Retirement Voice” report reveals. So what are their top tips to ensure a secure retirement? According to their latest research, one in six of us (16%) […]

Napoleon once described the British as a “nation of shopkeepers”, an implicit criticism of their lack of adventure. What would he say about our attitude towards pension savings? And what will this mean for the Chancellor’s plans to encourage a shift towards higher risk investments? New research from PensionBee reveals that UK savers value stability […]

New research from Aviva reveals a concerning gap between perceived and actual knowledge around pensions in the UK, potentially damaging many people’s retirement finances. So how would you fare if you were asked these questions? The survey of more than 2,000 UK adults uncovered widespread confusion about the basics of pension planning: 53% of Brits […]

The Government has unveiled reforms to combine small pension pots which, they say, will “make working people better off”. But what will it mean in practice? And will savers have a say in where their pensions go? One of the complications generated by automatic enrolment is that millions of extra small pension pots are being generated […]

Median pensioner incomes have fallen to their lowest level since before the pandemic – and appear to have effectively stalled over the last decade. Pension sector leaders are raising concerns about the future retirement prospects of a large swathe of the UK public following statistics that show pensioner incomes stagnating, and becoming increasingly reliant on State […]