Renting your home in retirement is on the rise… currently 6% of over 65s live in private rented accommodation and this figure is expected to spiral to around 17% by 2040. If this on your agenda, what might this mean for your outgoings? While homeownership is the preferred route for most people in retirement, […]

While the “triple lock” annually uprating the State Pension might not currently figure large in your plans to fund your retirement, new figures show that millions of people could face disappointment, or even financial hardship, without it in the future… Of all the political “hot potatoes” currently being juggled by the political parties, few are […]

The Government claims that millions of workers could see their pensions “increase by up to 60%” as new regulations for “Collective Defined Contribution” (CDC) schemes are set to be laid. But is this realistic? And what are CDCs… and what are the potential advantages and drawbacks? Towards the end of October, the Government issued an […]

If you’ve ever worried about the financial hit that you, or a partner, stand to sustain if a handbag gets lost or stolen… then be prepared to be amazed at their average value First: a little bit of social history. The first recorded users of “handbags”, going back almost two centuries, were actually gentlemen – […]

New research from Aegon shows that many new retirees experience negative emotions spending the money they have been saving up… but there are ways to reframe the experience. The surprising new research reveals that many savers experience anxiety, fear and guilt when they spend their retirement savings, rather than positive emotions such as excitement, security […]

Being on a high income might make you feel financially impregnable to life’s ups and downs. But here’s a timely warning that being “better heeled” can come with some vulnerabilities. The findings come from the HL Savings and Resilience Barometer, which show that: The top fifth of earners don’t just have more debt than any […]

New research from the University of Bath has shown the impact being felt because of the ongoing rise in the State Pension Age – with older workers delaying retirement while younger workers are “holding onto unrealistic early retirement hopes”. Researchers say that some workers could find themselves inadequately prepared for retirement because they are failing […]

Many of us are looking to remain economically active into our 60s and 70s, and the UK urgently needs this labour and skill pool. But are employers doing enough to enable that to happen? By Tony Watts OBE For some time now, a casual observer might conclude that, when it comes to people remaining in […]

A new survey shows that over half of people heading towards retirement still do not have a full grasp of the range of options available in the years ahead. The survey of 1,500 people carried out by Opinium on behalf of HL discovered that –worryingly – less than two fifths of people (39%) of people believe […]

Have you got a definite day pencilled in for when you “clock on” for the last time? Large numbers of us don’t… and new research shows that many of us can’t see it happening before they are 70. The last few weeks have definitely seen the spotlight trained on how long people expect to carry […]