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Gilt Yield Rise Brings More Relief To Income Drawdown Investors

Following on from the increase in the GAD rate to 120%, investors in Income Drawdown Plans – the main alternative to annuity purchase –  got a further boost today, thanks to improving gilt yields.  

The GAD drawdown yield used to calculate the maximum amount of income that can be withdarwn from the pension fund has increased to 2.75% from August income reviews.

In December 2012 the rate was floundering at 2.0% and compared to then a 65 year old, with a pension fund of £150,000 can now take additional income of more than £1,000 p.a.

Income Drawdown is not for everyone and Retireeasy recommends anyone deciding whether to take retirement benefits via an annuity, income drawdown or a combination of the two should seek professional guidance.

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Retire Easy Ltd.

RetireEasy is the UK’s only independent retirement planning tool. LifePlan gives you an overview of all of your assets – including investments, pensions, savings, business assets and properties – and the income you will receive after liabilities such as debts, mortgages and income tax. It is not just a snapshot, but shows you how your finances will evolve throughout your retirement.

With Premium LifePlan you can model a Lifetime Mortgage, create and compare up to 10 scenarios of your financial future, radically reduce life insurance costs through a Life Assurance Premium Checker and you can print user-friendly narrative reports.

RetireEasy was established in 2011 and has helped thousands of users to understand their finances throughout retirement and adjust their plans to ensure that their money will last.


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