New data has revealed just how much you will need to have an annual income to enjoy a “moderate” lifestyle in retirement. The new stats are from Hargreaves Lansdown’s “Savings and Resilience Barometer” and put the cost of a moderate retirement income at £25,000 per year for a single person and £36,480 for a couple. […]

New research shows that a significant proportion of people in the so-called “sandwich generation” find that worrying about their future retirement finances is actually affecting their mental wellbeing, while one in six admit to “having their heads in the sand”. The research from Hymans Robertson Personal Wealth (HRPW), which focusses on those born between 1964 and […]

How well do YOU understand the offside rule in football? Apparently, almost three in five people (59%) can confidently describe football’s offside rule; and more than half (53%) know what VAR (Virtual assistant Referee)  stands for. The same percentage (53%) know that 30 minutes of extra time could be played if the final result of […]

New research by Mercer will make welcome reading for many Defined Benefit pension holders: the aggregate surplus across company accounts of FTSE 350 pension funds soared to £79 billion in May 2024, the highest level ever recorded. However the announcement does come with a caveat. Mercer’s Pensions Risk Survey shows the value of liabilities for […]

Both main political parties will be keen to put some “clear blue water” between themselves and their rivals in the weeks ahead on a whole range of policies. But what should savers and investors be watching for in the opposing manifestos and speeches? By Tony Watts OBE. “It’s the economy, stupid”, goes the oft-quoted refrain […]

All over the world, as populations age and the numbers of working age people “coming through the system” goes down, countries are looking to raise their state retirement age… many have staged increases already planned. So how does the UK rank in all of this, and when can you expect to enjoy the five-figure annual […]

If you, or your partner, have been providing childcare during term-time or school holidays, you may be able to qualify for a State Pension top up that will typically boost payments by more than £6,000 over a 20-year retirement period. The top up (known as the Specified Adult Childcare credit) can plug gaps in your […]

Did you know that an estimated £89 billion is currently going unclaimed in some 28 million forgotten bank and savings accounts, premium bonds, pensions, insurance policies and Child Trust Funds? But how do you go about checking one of them is yours or a relative’s? A recent ITV report, using data from the asset tracking service […]

It’s not just how much you earn that helps individuals enjoy a “resilient retirement” as a new survey has just revealed… While how much you earn will play a big part in helping individuals and couples enjoy a comfortable retirement, other factors do come into play according to new research from Hargreaves Lansdown, published as […]

Being able to work for as long as you need in order to secure a financially secure retirement could become a lot easier after new employment laws come into force in April, writes Tony Watts OBE. But it will require flexibility from employers as well as employees. “The best laid schemes o’ mice an’ men […]