If you have holes in your National Insurance (NI) record, now might be the last chance to fill them – and take advantage of the generous Government scheme which allows people to fill historic gaps, and which will come to an end in just over two months. For those who can benefit, investing in state […]

If employers want to solve their recruitment crisis, then they should be looking hard at the pension they are offering – and the advice they are providing for their staff’s retirement finances. That’s the biggest takeaway from a new survey of HR professionals by Punter Southall Aspire. For the last two years, flexible working has […]

Depending upon the standard of living you are aspiring to in retirement, inflation in 2022 has added between 11 and 20% to the cost, with implications for the pension pots people will need to save. According to the latest inflation update of the Pensions and Lifetime Savings Association’s Retirement Living Standards, those on the “Minimum” […]

After a year many of us will want to see the back of, we can only hope that 2023 will be a little kinder on our nerves… and our wallets. Financial services company Hargreaves Lansdown has put together a timeline of events that could impact upon savers and taxpayers in the coming 12 months, and […]

Appropriately for the festive season, the media recently has been well and truly stuffed with coverage of the Government’s plans to encourage workers to delay their retirement and/or actually “unretire”. It’s not a new theme, as plenty of commentators (including, ahem, myself) have seen this coming down the tracks for some time now, as an […]

A new survey (by retirement technology specialists Dunstan Thomas) suggests that the pandemic has influenced 12 per cent of “Boomers” (aged between 58 and 75) in the timing of their planned retirement – with 1.2 million of them (nine per cent) actually leaving the workforce during the peak two years. The concern amongst many in […]

According to recent research (writes Tony Watts OBE) carried out by the consumer watchdog Which?, one third of over-55s have so far been contacted by potential fraudsters since the Government’s pensions reforms have come into force. There are now serious concerns amongst experts that over £1 billion of hard-earned savings will be lost in the […]