Do you know precisely how much is going into your pension each year, including contributions from your employer and the government? A­ worrying number of people don’t – especially those aged over 55. A new survey carried out by Opinium on behalf of HL has revealed that a large number of people have no idea […]

No one was expecting what used to be fondly referred to as a “Giveaway Budget”, but neither did some of the doom-laden prognostications being made ahead of the day come to pass. Here is a round of the biggest changes (and non-changes) to pensions and investments, together with commentary from three experts. First the big […]

A new report shows just how few people have set clear financial goals and a budget for their retirement… and the dangers this poses. Many workers have dreams for their retirement, with 87% of workers having clear aspirations for their retirement… including holidays, spending time with family, pursuing hobbies, and spending more time with a […]

Many people are missing out on a valuable boost to their future pension. Could you or your partner be one of them? It’s a little-known benefit, but if you care for a family-member’s child aged under 12, such as your grandchild, you may be entitled to free National Insurance credits to help you top up […]

Just how well prepared for retirement are the nations 4.25m self-employed workers and what can be done to encourage or enable more pension saving? That the knotty problem addressed in a new report led by the Institute for Fiscal Studies in partnership with the abrdn Financial Fairness Trust. While many rely on other forms of […]

How well do YOU understand the offside rule in football? Apparently, almost three in five people (59%) can confidently describe football’s offside rule; and more than half (53%) know what VAR (Virtual assistant Referee)  stands for. The same percentage (53%) know that 30 minutes of extra time could be played if the final result of […]

New research by Mercer will make welcome reading for many Defined Benefit pension holders: the aggregate surplus across company accounts of FTSE 350 pension funds soared to £79 billion in May 2024, the highest level ever recorded. However the announcement does come with a caveat. Mercer’s Pensions Risk Survey shows the value of liabilities for […]

New figures show what those saving for retirement are aiming for. But will they achieve the lifestyle they want… or will some fall short? New research from online pension provider PensionBee has revealed a worrying knowledge gap among some Brits when it comes to the critical question: “How much money will I need in retirement?”. […]

All over the world, as populations age and the numbers of working age people “coming through the system” goes down, countries are looking to raise their state retirement age… many have staged increases already planned. So how does the UK rank in all of this, and when can you expect to enjoy the five-figure annual […]

What is the average income in retirement for today’s retirees… where is the income coming from, which regions are doing best and what trends can we see emerging? New data from the ONS reveals all. The Family Resources Survey (FRS) for the financial year ending (FYE) 2023 has just been published by ONS and it […]