How much would you need to put aside in order to receive the full state pension? The figures are in and they make a compelling argument to keep your contributions topped up. Many, but not all of us, will be heading into retirement with the prospect of a full state pension to look forward to. […]

Sales of annuities, which provide a guaranteed income for life, surged 22% during the first three months of 2023 according to the latest data from the Association of British Insurers – and high inflation and rising interest rates look set to continue the trend. Annuity rates are strongly linked to interest rates, and the sharp […]

In 2028, the minimum age at which workers can access their pension savings will rise from 55 to 57. And, if this is worrying you, you are not alone. More than six in ten 50-year-old workers (63%) are concerned about this increase, according to new research from TPT Retirement Solutions. The research also found that: a […]

If you have holes in your National Insurance (NI) record, now might be the last chance to fill them – and take advantage of the generous Government scheme which allows people to fill historic gaps, and which will come to an end in just over two months. For those who can benefit, investing in state […]

If employers want to solve their recruitment crisis, then they should be looking hard at the pension they are offering – and the advice they are providing for their staff’s retirement finances. That’s the biggest takeaway from a new survey of HR professionals by Punter Southall Aspire. For the last two years, flexible working has […]

According to new analysis from Quilter, the wealth manager and financial adviser, retirees hoping for a comfortable retirement – together with enough money for care would need to build up an estimated £470,000 in retirement wealth. Using the PLSA’s Retirement Living Standards definition of what constitutes a comfortable retirement, a single person would need to […]

Ever thought of moving lock stock and barrel to southern Spain? As I write this the year is 2018, it is January, we have just had storm Eleanor (following closely on the heels of her predecessors Aileen, Brian, Caroline and Dylan, not to mention Hurricane Ophelia). Tomorrow the high here will be a (relatively balmy) […]