If you are wondering whether you might need to review the date when you plan to retire, go part time, or take on lower paid work, you’re not alone – and with good reason as the financial goalposts keep being moved. What a difference a year makes. Last year, the media was full of stories […]

In 2028, the minimum age at which workers can access their pension savings will rise from 55 to 57. And, if this is worrying you, you are not alone. More than six in ten 50-year-old workers (63%) are concerned about this increase, according to new research from TPT Retirement Solutions. The research also found that: a […]

Described by The Investors Chronicle as the “holy grail solution” for anyone wanting to take control of their retirement finances, RetireEasy.co.uk has proved to be the online tool of choice of thousands of people heading towards the day when they will depend upon their pensions, investments and savings. But how does it work? And, critically, […]

It’s commonly assumed that, as we move towards and into retirement, we need less space in our home. The children (theoretically!) have left. At the same time, it may well be that we can move to a different (read “cheaper”) location since we do not need to be close to our place of work. Or […]

If you have holes in your National Insurance (NI) record, now might be the last chance to fill them – and take advantage of the generous Government scheme which allows people to fill historic gaps, and which will come to an end in just over two months. For those who can benefit, investing in state […]

If employers want to solve their recruitment crisis, then they should be looking hard at the pension they are offering – and the advice they are providing for their staff’s retirement finances. That’s the biggest takeaway from a new survey of HR professionals by Punter Southall Aspire. For the last two years, flexible working has […]

According to new analysis from Quilter, the wealth manager and financial adviser, retirees hoping for a comfortable retirement – together with enough money for care would need to build up an estimated £470,000 in retirement wealth. Using the PLSA’s Retirement Living Standards definition of what constitutes a comfortable retirement, a single person would need to […]

A new survey (by retirement technology specialists Dunstan Thomas) suggests that the pandemic has influenced 12 per cent of “Boomers” (aged between 58 and 75) in the timing of their planned retirement – with 1.2 million of them (nine per cent) actually leaving the workforce during the peak two years. The concern amongst many in […]

Tax specialists Cornerstone Tax say that tens of thousands of pension savers may be owed a combined £6bn due to them overpaying stamp duty on transfers of commercial property into their pension schemes. The transfers, they say, may have triggered Stamp Duty Land Tax – despite the fact that the transactions may have been exempt. […]

According to new research, divorced women are missing out on an estimated £5 billion a year because pension savings are often overlooked during divorce settlements. A study by Scottish Widows has found that seven out of 10 couples do not bring pensions into divorce settlements even though they can potentially be one of the biggest […]