For years now, writers in the later life arena like myself have been talking about the never-ending rise in life expectancy. For years there was a golden rule: for every six years that passed, life expectancy rose by a further year. It was akin to “buy six, get one free”. There seemed no end in […]

The much lauded (or derided, depending upon your political stance) “Brexit Dividend’’ has reared its head again, in the wake of Teresa May announcing an additional £20 billion a year into the NHS from 2019/2020 – and pledging that the money we save from not being part of the EU will go towards that promised […]

  A new study by the Institute of Fiscal Studies (IFS) has found that on average people aged between 70 and 90 only use less than a third of their assets to fund their lifestyles in retirement. Over two thirds still remain at the end of their lives. That’s fine if it is the intention […]

The Office of Tax Simplification (OTS) has called for an overhaul of the tax rules surrounding savings, pensions and life policies – arguing that, because they are so complicated and have so many bolt-ons, that they are deterring people from saving. Even some pensions experts, they claim, are baffled by the rules. In particular, many […]

If you’re still working towards the State Retirement Age, will YOU be receiving the full amount to which you’re entitled? For many of us, the State Pension is a core part of our retirement income – and even if you have a private pension or additional investments it can provide a reliable income stream. Royal […]

If you have retirement in your sights at some time over the next 20 years, perhaps it’s worth finding out if your financial plans are on course… by Tony Watts OBE Even blindingly obvious ideas can sometimes take a bewilderingly long time to come to fruition, and a concept I and others working in the […]

A record number of older workers are now boosting the country’s economy: almost 10.4 million people aged 50 and over. The number of people who have retired before 65 is also at a record low: 1.15 million. With the trend set to continue, the proportion of older workers is set to rise to one in […]

The story of how RetireEasy came to be has been reported in quite a few newspaper articles over the last few years, but I’ve never given the whole narrative from my   side – and I’m always being asked to do so. Here then is a potted version of how we started and what happens next! […]

While this April marks the third anniversary of the pension freedoms, new research shows that women are still lagging far behind their male counterparts in the benefits they receive after retirement. The research from AJ Bell, one of the UK’s largest providers of online investment platforms and stockbroker services, demonstrates that: Withdrawals made by women […]

We know what happens when a Beast from the East mixes with moisture rising from the South and a similar concoction is brewing for workplace pensions… Mark Soper explains. From April this year many workers – particularly those you work for small to medium sized companies — will see their take-home pay falling as a […]