Annuities were once the most popular route for retiring investors, with some 90% plumping for an annuity as a home for their pension pot… until pension freedoms brought in the prospect of higher returns than what was being offered at the time. Currently only about 10% of savers look to annuities. But the stresses in […]

It was what was not in the Kwasi Kwarteng’s controversial “mini-Budget” as much as what was included that has exercised Mark Soper ACII… Well, this certainly has been an event leaving much of the UK and global financial communities – including the IMF – totally astonished. Emergency meetings with banks, a £65 billion Bond-buying intervention […]

The Chancellor’s mini-Budget made headlines not just in this country but around the world, and the markets are still digesting the potential effects across the broader economy. But what will it specifically mean for savers and investors? The experts have weighed in on the possible impacts on your retirement income, and we have chosen a […]

As our age increases, so invariably does our reliance on health services; and with the NHS under increasing pressure, many people are now turning to private health providers. But did you know that you can also get health insurance coverage that will give you 24/7 digital access to a GP whenever you need it? Read […]

Results from the second Hargreaves Lansdown Savings and Resilience Barometer, produced with Oxford Economics, have thrown up a very mixed picture for the generations looking to retire in the future, with some Baby Boomers on the cusp of retirement facing a real crunch time as the cost-of-living crisis continues to bite. The main findings which […]

A new survey (by retirement technology specialists Dunstan Thomas) suggests that the pandemic has influenced 12 per cent of “Boomers” (aged between 58 and 75) in the timing of their planned retirement – with 1.2 million of them (nine per cent) actually leaving the workforce during the peak two years. The concern amongst many in […]

As UK inflation hits a new 40-year high of 10.1%, and workers face a record slump in “real wages”, millions of older people are putting their retirement plans on hold or pausing their pension savings – putting their future finances at risk – while hundreds of thousands of retirees are being driven back to work […]

Tax specialists Cornerstone Tax say that tens of thousands of pension savers may be owed a combined £6bn due to them overpaying stamp duty on transfers of commercial property into their pension schemes. The transfers, they say, may have triggered Stamp Duty Land Tax – despite the fact that the transactions may have been exempt. […]

Warning given of the damage to people’s final pension pay-outs “Pausers” will also miss out on valuable top ups from employers and the government With many people’s earnings lagging behind spiralling inflation, new research from Canada Life shows that the cost-of-living crunch in the UK has led to 5% of adults stopping contributions into their […]

In this in-depth Q&A feature, we look at the additional flexibility and peace of mind that private health insurance can provide, introduce you to the free price comparison website Usay Compare and offer two months’ free insurance. Why should the 50s consider private health insurance? Later in life, we are statistically more likely to need […]